Execute security measures, reduce risks of making claims, and get to reduce your premium by following these easy tips.
Change the locks - Because you’ll never know who else has a key to the doors of your new house.
Install a good home security system – Cut your premiums by installing alarm systems preferred by your insurance company.
Time-switch lights – Give the impression that you are at home– even when you’re not– and keep burglars away.
If you are away – Cancel regular deliveries and ask a trusted neighbor to retrieve your mail.
Keys – Be more creative in hiding them; don’t be too obvious (read: under the flower pot beside the door).
Install security lighting – Keep your welcome visitors safe and the unwelcome ones at bay.
Join a neighborhood watch campaign – Reduce your premium by up to 5% through semi-passive participation. But if you can participate actively to keep your neighborhood safe, why not?
Avoid frozen and burst pipes – Lessen the water that can escape by turning off the water valve and header tank if you think you’ve got frozen pipes.
Look out for subsidence – This common problem is also usually covered in insurance policies.
Fire – Set-up smoke alarms and observe fire safety measures.
Don’t smoke – Risk for fires is increased with cigarettes. Quit before your insurance company asks.
Increase your voluntary excess – The amount of excess is the money you are willing to pay on claims. Lower your premium by showing that you’re willing to pay higher excess.
Think about your cover – Cut down on the add-ons that would have otherwise decreased your premium by 25%.
Don’t claim unless you need to – You get higher no claims discount with a fewer claims. If minor damages can be fixed with your cash on hand, consider spending it than making a claim.